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UNDERSTANDING INSURANCE

For the Bed & Breakfast or Country Inn Innkeeper

Life Saftey Tips

Install Smoke Detectors in Every Guest Room.

It does the guest no good to have a smoke alarm in the hallway if the fire starts in the guest room.

Means of Egress for Third Floor Rooms

If you have guest rooms on the third floor or higher, provide a second means of egress for your guest to reach the ground (other than jumping) should they have to exit the building via the window.

Emergency Lighting

Install some type of emergency lighting in every guest room. If the lights fail (for example, because of a fire), your guests will need some type of lighting in order to find their way to safety. Black and Decker and First Alert both make an emergency light which plugs into your outlet. The light comes on when the power goes out and can be removed and used as a flashlight.

Have Basement Doors Open Toward You

Have the door open toward you keep and keep it locked (simple latch will do) to prevent guests from falling down your stairs.

If You Have Bikes Available for Your Guests' Use, Provide Helmets

If You Have Boats Available for Your Guests' Use, Provide Life Preservers

DO NOT LEAVE YOUR GUESTS UNATTENDED OVERNIGHT

If you are unable to stay overnight at your inn when guests are present, hire a night manager. Avoid being on the courtroom stand in a fire related death claim and telling the judge, jury and surviving family members the deceased was alone in your Inn.

 

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